Outstanding performance is the basis for the international credit rating agency Moody's Investors Service to give a Baa2 rating with a stable outlook for long-term loans to PT Bank ICBC Indonesia. According to Moody’s, the rating result of ICBC Indonesia reflects good financial performance and strong capital of PT Bank ICBC Indonesia and the strong support from its parent, ICBC Ltd. Which is known as the largest commercial bank in the world. In late June 2014, the ratio of non-performing loan (NPL) reached 0.39%, which is well below the ratio of other local banks. Moody's believes ICBC Indonesia is able to support Indonesian economic development and ICBC Indonesia will be in line with economic development of Indonesia.