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 You Are Here: Bank ICBC Indonesia > Products & Services > Consumer Banking > Smart Savings
Smart Savings

Product Brief:
Special savings for those of you who actively transact with competitive interest rates.
Smart Saving is a Rupiah savings that offers an array of benefits for those of you who are actively conduct banking transactions. 

Opening Terms:
Individuals (Indonesians or foreign nationals) and corporations
Customers are required to fill out an account opening form.
Valid identity cards (KTP, Passport, KITAS, KIMS)/ legality documents
Taxpayer Identification Number (NPWP).
Fees and Charges

Initial deposit Rp 1,000,000,-
Administration Fee Free
Close Account Fee Rp 50,000,-
Free RTGS and SKN/LLG Simulation

Features and Advantages:

●Administration Fee Free
    Your savings are not deducted by monthly fees.

●5X Free RTGS Fees*
    No fees applicable for fund transferred via RTGS, valid for 5X transactions.

●10X Free SKN/ LLG Fees *
    Free fund transfers via SKN / LLG, valid  for 10X transactions

●Free Cash Withdrawals at Other Banks’ ATMs *
    Free of charge for cash withdrawals via Bersama and LINK ATM networks.

●Competitive Interest Rates

Find Out More
For further information, please visit nearest ICBC Branch or contact our Call Center Officer who is ready to help 24 hours x 7 days at I Call ICBC 1 500 198.

*Terms and Conditions apply.