Product Brief: Special savings for those of you who actively transact with competitive interest rates. Smart Saving is a Rupiah savings that offers an array of benefits for those of you who are actively conduct banking transactions.
Opening Terms: Individuals (Indonesians or foreign nationals) and corporations Customers are required to fill out an account opening form. Valid identity cards (KTP, Passport, KITAS, KIMS)/ legality documents Taxpayer Identification Number (NPWP). Fees and Charges
Initial deposit |
Rp 1,000,000,- |
Administration Fee |
Free |
Close Account Fee |
Rp 50,000,- |
Free RTGS and SKN/LLG Simulation

Savings Product Interst Rate (starting from December 1st ,2023)
Features and Advantages:
● Administration Fee Free Your savings are not deducted by monthly fees.
● 5X Free RTGS Fees* No fees applicable for fund transferred via RTGS, valid for 5X transactions.
● 10X Free SKN/ LLG Fees * Free fund transfers via SKN / LLG, valid for 10X transactions
● Free Cash Withdrawals at Other Banks’ ATMs * Free of charge for cash withdrawals via Bersama and LINK ATM networks.
● Competitive Interest Rates
Find Out More For further information, please visit nearest ICBC Branch or contact our Call Center Officer who is ready to help 24 hours x 7 days at I Call ICBC 1 500 198.
*Terms and Conditions apply.
Click here to download Summary of Product and Service Information (RIPLAY)
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